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As part of living up to our name of being a ‘Janakeeya’ brand, City Gold & Diamonds introduces CG Permanent Future Asset [CGPFA], a monthly online gold investment plan to help secure your future. Turn investing in gold into a savings habit. Join CGPFA for an assured bright and better tomorrow. Often while buying gold, it can make a dent in your pocket. Depositing a small or big amount each month in our CGPFA plans, however, empowers you to make the desired purchase at your convenience. By investing in gold through CGPFA each month, your investment value will only increase, as unlike most other assets, gold is not susceptible to the same causes of depreciation.
CGPFA plans are customer centric and there are no hidden charges or processing fees. Through our CGPFA online investment plan, we hope to encourage our customers to inculcate a savings habit. At the end, not only will you be receiving maximum returns on your investment, but are also assured of a truly bright and secure tomorrow. Because PFA is a safe and secure investment solution and Gold is an Assurance of a Permanent Future Asset.
You can join PFA by either contacting us at any of our showrooms or by sending us a WhatsApp message to 9104805805. You can also log into our website and select the perfect plan for you. Our plans are customer friendly, flexible and easy to comprehend. Choose any of our monthly plans and deposit the fixed amount every month for the said tenure. At the end of the period, you can buy your choice of jewellery at a value that is equivalent to the total money deposited, including a bonus amount.
Gold shines as an investment for several reasons. Not only is it an asset as it remains stable amidst inflations, stock market crashes, social instability. But it is also a tool to help tide over financial emergencies. In short, CG PFA is a perfect solution for your future money needs.
We have three plans: six months, nine months and 11 months. You can choose any of these plans according to your budget or requirement. Minimum payment Rs.5,000/- and maximum Rs.1, 00,000/-
Those with a monthly payment of upto Rs.20, 000 will receive a 100%* bonus and those paying above Rs. 20,000 to Rs. 1, 00,000 are eligible for a 35%* maturity bonus (11 months plan) and 20%* maturity bonus (6 or 9 months plan). For PFA assistance dial 9104 805 805 or login into citygoldgroups.com *T&C applicable
Simply use your accumulated amount
to make your purchase online and offline.
The minimum enrollment fees starts at Rs.5, 000, the maximum being Rs. 1, 00,000.
No, the enrollment fee will not be refunded. However, in case of pre-closure or failed payment, the enrollment fee will be deducted from the total amount.
The accumulated amount can be spent on cart value and not just a single piece of jewellery. If the jewellery selected is higher than the accumulated amount, the customer will need to pay the excess in order to make the purchase. In case the product value is lower the amount cannot be redeemed. The cart value needs to be either equivalent or higher.
Yes current offers and voucher if any can be clubbed at the time of purchase.
For 6 month schemes purchase must be made in the 7th month, i.e. after the completion of 180 days from the day of enrollment. For 9 months plan purchase must be made in the 10th month, i.e. after the completion of 270 days from the day of enrollment. In case of 11 month schemes purchase must be made in the 12th month, i.e. after the completion of 330 days from the day of enrollment
No, the gold rate will not be fixed at the time of purchase, the gold rate on the day of purchase will be applied.
In case of a pre-closure, the amount accumulated till that day can be used to purchase jewellery or will be returned to the customer in the form of a voucher, the purchase will have to then be made as per the time limit stated in the voucher. The enrollment fees will be deducted in such a case. The customer will not be liable to receive a bonus either.
Yes, you will be receiving a notification on email and SMS after each payment made, from CG PFA apart from the notifications you may receive from the bank.
No, you will have to select the jewellery before making the purchase after the completion of your scheme.
As there is a lock in period of 6 months, you cannot opt out of the scheme before the completion of 6 months.You can opt out of an 11 month scheme after the completion of 6 months, but you cannot opt in for an 11 month scheme if you have enrolled for a 6 month scheme.
Your accumulated amount will reflect in your account that you will have to create with CG PFA before enrolling. You will be getting an option on the payment page to select the same from the payment options before completing a purchase where you can redeem the amount.
Yes, it is mandatory to use the entire balance for your purchase. However, you have the option to use it for your cart value and not necessarily on one product alone. The cart value should be equivalent or higher than the redeemable amount.
In case of a failed payment where the amount has been deducted from your bank account but has not reached us, you would have to reach out to us at firstname.lastname@example.org or whtsapp the same @ 9104 805 805 and report the issue.
If the scheme is not closed by you within 365 days, it will be dealt with as follows:
1.A Voucher will be generated for the value of the amount paid by you. This voucher will be communicated by SMS to you.
2.Gold Rate Prevailing at the time of purchase will be applicable.
3.Proof of ID is required at the time of joining CG PFA (Passport / PAN Card / Aadhar / Driver’s License / Voter ID).
CG PFA Membership will be eligible for the following offers:
a. Bonus at 35% of opted amount on Gold Jewellery upon minimum purchase of 11 times the opted amount.
b. Bonus at 20% of opted amount on Gold Jewellery upon minimum purchase of 6 or 9 times the opted amount.
c. Bonus at 100% of opted amount on Diamond, Uncut Diamond, Polki & Precious stone Studded Jewellery upon minimum purchase of 11 times the opted amount.
d. Bonus at 50% of opted amount on Diamond, Uncut Diamond, Polki & Precious stone Studded Jewellery upon minimum purchase of 6 or 9 times the opted amount.
For any inquiries, questions or commendations, please call: 9633441819.
City Gold and Diamonds, Kasaragod
City Gold and Diamonds, Mangalore
City Gold and Diamonds, Uduppi
To apply for a job with City Gold Group, please send a cover letter together with your C.V. to: email@example.com